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Expertise in

Estate Planning

Financial Protection

Investment Management

Retirement Planning

Wealth Management

Location

Based in

North West

Covers

Cheshire, Lancashire, Manchester, Merseyside

Ray Tammam

Chartered Financial Planner

I am a very experienced Chartered independent financial adviser having started giving financial advice in 1997.

I specialise in advising on tax-efficient solutions for your savings and also reviewing any pensions and/or investments you may have that haven’t been professionally reviewed for more than a year.

By being completely independent, I am not tied to a restricted number of product providers or companies, nor restricted in the areas of financial advice. These means I am able to access the whole of the market to find the best solution in all of the areas I help with, and I keep discussions jargon-free.

Expertise in

Estate Planning

Financial Protection

Investment Management

Retirement Planning

Wealth Management

Location

Based in

North West

Covers

Cheshire, Lancashire, Manchester, Merseyside

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